WE BUY YOUR CHARGE-OFFS
Get a Free ConsultationTurn Non-Performing Assets into Immediate Capital
Instant Liquidity
Convert non-performing assets to immediate capital
Competitive Offers
Data-driven valuation ensures fair market offers
Seamless Process
Quick evaluation, offer, and payment within days
Industry Expertise
Specialized across multiple commercial sectors
About Wize Receivables
What began as a vision to transform the commercial debt acquisition industry has grown into a trusted enterprise serving financial institutions nationwide. Through economic ups and downs, we’ve maintained our commitment to fair pricing, ethical practices, and mutually beneficial partnerships. Our expertise in valuing charged-off commercial assets has made us the preferred partner for organizations looking to optimize their recovery strategies.
Wize Receivables was founded on a simple but powerful principle: financial institutions deserve a reliable, transparent partner to help them efficiently manage non-performing assets. Our leadership team brings decades of combined experience in commercial debt acquisition and recovery, creating innovative solutions that benefit both our clients and their customers.
Our Approch
- We begin by understanding your business objectives and portfolio challenges. Instead of a one-size-fits-all solution, we create customized strategies that align with your specific recovery goals and compliance requirements.
- Our proprietary analytics platform evaluates your non-performing assets using historical recovery data across multiple economic cycles. This scientific approach ensures fair market pricing that maximizes immediate returns while keeping our recovery objectives realistic.
- We recognize that your former customers may become future customers again. Our professional recovery methods preserve relationships and protect your reputation in the marketplace, employing respectful communication at every touchpoint.
- From initial portfolio evaluation through the entire recovery process, we provide clear communication and detailed reporting. You’ll always know the status of your sold assets and the value being created from your decision to partner with Wize Receivables.
What are our Core Values?
We strive to be the most trusted name in commercial debt acquisition by providing unmatched value, maintaining the highest ethical standards, and treating all stakeholders with respect and professionalism.
What is our Mission?
Our leadership team brings decades of combined experience in commercial debt acquisition and recovery, creating innovative solutions that benefit both our clients and their customers.
87%
Recovery of Debt Acquisitions
Commercial Debt Acquisition
One-Time Portfolio Sale
Perfect for periodic portfolio cleanup or testing our services. Sell a single pool of assets on your timeline with no ongoing commitment. Ideal for organizations with occasional charge-offs or those new to debt selling who want to experience our process before establishing a regular program.
Forward-Flow Agreement
Establish predetermined criteria and pricing for regular sales of charged-off accounts, streamlining the process and providing predictable recovery income. Our forward-flow clients benefit from simplified documentation, expedited funding, and preferential pricing based on volume and consistency.
Custom Portfolio Segmentation
Maximize recovery by strategically segmenting your portfolio based on account characteristics. We work with you to identify optimal breakpoints for different account types, balances, or age segments to ensure you receive the highest possible value for each category of non-performing asset.
Judgment Portfolio Acquisition
Convert existing judgments into immediate capital rather than waiting years for potential recovery. Our specialized team evaluates and purchases judgment portfolios, providing upfront payment for assets that might otherwise remain on your books indefinitely with uncertain collection timelines.
Agency Backup Program
Complement your existing collection agency strategy by establishing us as your final-stage recovery solution. We purchase accounts after they’ve completed your agency cycle, creating an additional recovery channel that provides guaranteed returns beyond what your contingency agencies deliver.
Hybrid Recovery Solutions
For qualified partners, we offer innovative hybrid models that combine upfront payment with potential backend participation. These transactions provide immediate capital while allowing you to retain interest in extraordinary recoveries, creating alignment between recovery efforts and your financial interests.
Get a Free Evaluation
Take the first step toward financial clarity with our no-obligation, comprehensive financial evaluation
WHAT WE BUY
We specialize in purchasing non-performing commercial accounts across multiple product types and industries. We evaluate assets up to four years old from the date of last payment.
Our industry-specific expertise allows us to accurately value portfolios from diverse sectors.
Equipment Lease Agreements
Merchant Cash Advances
Commercial Bank Loans
Commercial Property Loans
Equipment Finance Agreements
Business Lines of Credit
Loan Deficiencies
Franchise Financing
Small Business Loans
Business Credit Cards
Invoice Factoring Deficiencies
Vehicle Financing
Wize Receivables specializes in purchasing non-performing commercial accounts across multiple product types and industries. We evaluate assets up to four years old from the date of last payment.
Business
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